Joined 13 January 2004

Appointed Chairman 10 December 2004.  Martin was Group Finance Director of Friends Provident Plc, a FTSE 100 life and pensions and asset management group, between 1999 and 2003.  He was previously Group Finance Director at London & Manchester Group Plc from 1992 to 1998 up to the date of its acquisition by Friends Provident.  Martin is a Fellow of the Institute of Chartered Accountants.  He is married with a son and daughter and lives in Devon.